försäkringsansvarig

Försäkringsansvarig, also known as the insured party, is the individual or entity that holds an insurance policy. This person or organization is the one who pays the premiums to the insurance company and, in return, receives coverage for specified risks or liabilities. The försäkringsansvarig is responsible for ensuring that the insurance policy is kept up-to-date, including any changes to personal circumstances or assets that may affect the coverage. They are also responsible for filing any necessary claims with the insurance company and following the claims process as outlined in the policy. The försäkringsansvarig's role is crucial in the insurance process, as they are the primary beneficiary of the insurance coverage and the one who maintains the policy.