betétbiztosítás
Betétbiztosítás, also known as deposit insurance, is a system designed to protect depositors in the event of a bank or credit union failure. Its primary purpose is to maintain public confidence in the financial system by ensuring that individuals and businesses will not lose their savings if their financial institution becomes insolvent. When a bank fails, a deposit insurance scheme typically steps in to reimburse depositors up to a certain limit for the funds held in their accounts.
The coverage limits and specifics of deposit insurance vary by country. In many jurisdictions, these schemes
Beyond protecting individual savings, betétbiztosítás plays a crucial role in preventing bank runs. Without such protection,