asiguratul

Asiguratul is a term used in Romanian public insurance to refer to the person who is protected under the health and social security system. An individual becomes an asigurat by contributing to the health insurance fund, either through employment, self‑employment, or through other qualifying statuses such as student, pensioner, or dependent. The CNAS (Casa Națională de Asigurări de Sănătate) and local funds manage the insured status and issue the health insurance card to the asigurat, enabling access to services covered by the system.

The asiguratul has the right to receive medical services included in the standard health care package, including preventive care, consultations, hospital care, and medicines with applicable reimbursements or co-payments. Access to referrals, emergency care, and certain international health protections may also apply under specific regulations. The health insurance card is typically presented at points of care to validate coverage.

Responsibilities of the asiguratul include keeping enrollment up to date, presenting the health insurance card when seeking care, and reporting changes in status such as employment, residence, or dependent relationships. Contributions to the health insurance fund are required according to one’s category of insured status, whether through an employer, self‑employment, or other applicable arrangements.

Categories of insured persons include employed individuals, self‑employed professionals, students, pensioners, and dependents covered by family members or social funds. The term asiguratul is distinct from the private insurer (asigurător) and is used to denote the insured person within the public system.