Võlgima

Võlgima is an Estonian verb that translates to "to owe" in English. It signifies a state of being indebted or having a financial obligation to another person, entity, or institution. The verb is used in various contexts, including personal finance, business transactions, and legal agreements.

The most common usage of võlgima relates to monetary debt. For example, one might say "Ma võlgnen sulle raha," meaning "I owe you money." This can apply to small personal loans between friends or larger financial obligations like mortgages or loans from banks. The concept extends to goods or services received but not yet paid for.

Beyond financial contexts, võlgima can also refer to non-monetary obligations. It can express gratitude or a sense of duty. For instance, a person might feel they "owe" their success to the support of others, implying a moral or emotional debt. In a more abstract sense, it can be used to describe owing an explanation or an apology. The grammatical form of the verb changes depending on the subject and tense, adhering to Estonian grammar rules.