Työtapaturmavakuutuslaki

Työtapaturmavakuutuslaki, or the Workers' Compensation Insurance Act, is a Finnish law that governs compulsory insurance for employees against accidents and occupational diseases sustained during work. This legislation ensures that employees who suffer an injury or illness due to their employment are provided with necessary medical care, rehabilitation, and financial compensation. The law defines what constitutes a work-related accident or occupational disease and outlines the responsibilities of employers in providing this insurance.

Employers are legally obligated to insure their employees against work-related accidents and diseases. This insurance is typically provided by private insurance companies authorized by the Finnish Financial Supervisory Authority. The scope of coverage includes medical expenses, daily allowances for lost income, disability pensions, and compensation for death. The law also specifies procedures for reporting accidents and diseases, as well as for claiming benefits.

The Työtapaturmavakuutuslaki aims to protect the well-being of workers by providing a safety net in case of work-related health issues. It also serves to promote workplace safety by encouraging employers to prevent accidents and occupational diseases. The law has been subject to amendments over time to adapt to changing work environments and societal needs, ensuring its continued relevance in protecting Finnish employees.