Teherátadást

Teherátadást is a Hungarian term that translates to "transfer of burden" or "assignment of debt" in English. It refers to a legal or contractual process where one party (the assignor) transfers their rights and obligations under a contract or debt to another party (the assignee). This typically occurs when a debt is sold, or when a party wishes to exit a contractual agreement by having another party take over their responsibilities.

The process of teherátadást requires a formal agreement between the assignor and the assignee, and often necessitates the consent of the original obligee (the party to whom the obligation is owed). Without the obligee's consent, the teherátadást may not be legally binding on them, meaning they could still pursue the original obligor for payment or performance. However, the agreement between the assignor and assignee remains valid between themselves.

Common scenarios for teherátadást include debt consolidation, where a new lender takes over existing debts from multiple creditors. It can also occur in real estate transactions, where a buyer assumes the seller's existing mortgage. In business, a company might transfer its contractual obligations to another entity during a merger or acquisition. The specifics of teherátadást are governed by Hungarian contract law and can vary depending on the nature of the debt or contract involved.