Saldenbestätigung

Saldenbestätigung, often translated as "balance confirmation" or "statement of account," is a document provided by a financial institution, such as a bank or a broker, to its clients. It serves as an official record of the financial status of a particular account at a specific point in time. This statement details the opening balance, all transactions that occurred during the specified period, including deposits, withdrawals, interest earned, fees charged, and any other relevant financial activities. The closing balance is also clearly indicated.

The primary purpose of a Saldenbestätigung is to provide transparency and accuracy in financial dealings. It allows account holders to verify the correctness of their transactions, identify any discrepancies, and reconcile their own records with those of the financial institution. These confirmations are crucial for accounting purposes, tax reporting, and for maintaining an accurate overview of one's financial health. They are typically issued on a regular basis, such as monthly or quarterly, but can also be requested on demand. In many legal and business contexts, a Saldenbestätigung can serve as evidence of the financial state of an account.