Risikobezug

Risikobezug refers to the connection or relationship between a specific risk and an entity or situation. It establishes who or what is affected by a particular risk, or from whom a risk originates. Understanding the Risikobezug is crucial for effective risk management. It helps in identifying potential impacts, determining responsibilities, and allocating appropriate resources for mitigation.

For example, in a business context, the Risikobezug might link a market risk to a specific product line, indicating that changes in the market could negatively affect the sales of that product. Alternatively, it could relate an operational risk to a particular department, highlighting that inefficiencies within that department could lead to the risk materializing. In personal finance, a Risikobezug could connect investment risk to an individual's portfolio, detailing how fluctuations in the market might impact their savings.

Identifying the Risikobezug allows for targeted risk assessment and control measures. Without a clear understanding of this relationship, efforts to manage risks might be misdirected or ineffective. It forms the foundation for determining the scope and priority of risk management activities. In essence, it answers the question: "What or who is exposed to this risk?"