Pensionnés

Pensionnés refers to individuals who are receiving a pension. A pension is a regular payment made by the government or a company to someone who has retired from work. These payments are typically made from a pension fund, which is a pool of assets set aside to provide retirement income. Pensionnés have contributed to this fund throughout their working lives, either directly through payroll deductions or indirectly through employer contributions.

The specific conditions for becoming a pensionné vary by country and by the type of pension. In many systems, there is a minimum retirement age required to access pension benefits. Other factors may include years of service or the amount contributed to the pension fund. Pensions are designed to provide financial security for individuals after they cease to earn a regular salary from employment.

There are different types of pension systems. Some are defined benefit plans, where the pension amount is calculated based on a formula that takes into account factors like salary and years of service. Others are defined contribution plans, where the retirement income depends on the total amount contributed to the individual's account and the investment returns it generates. The term pensionnés is used in various European countries, particularly in French-speaking regions, to describe these retired individuals receiving pension benefits.