Omistusasuntoon
Omistusasuntoon is a Finnish term referring to housing that is owned by the resident and used as the owner’s primary residence. In Finnish housing terminology, omistusasunto denotes dwellings where the owner has legal ownership, typically either as a shareholder in an asunto-osakeyhtiö (housing company) for an apartment or as the owner of a detached house. The illative form omistusasuntoon is used when indicating movement toward or inclusion in owner-occupied housing, for example in policy discussions or personal statements.
In an apartment building, ownership is usually realized through shares in the housing company and exclusive
Financing an omistusasunto typically involves a down payment and a mortgage. Ongoing costs include mortgage payments,
Advantages of owner-occupied housing include greater housing stability, the potential to build equity, and protection against
Overall, omistusasuntoon represents a common tenure type in Finland, reflecting a preference for long-term residence ownership