Käteismarkkinoiden

Käteismarkkinoiden refers to the cash market in Finnish. It describes transactions where goods or financial instruments are bought and sold for immediate payment, meaning the actual exchange of the asset and the funds occurs on the spot or within a very short settlement period, typically one or two business days. This is in contrast to futures or options markets, where agreements are made for future delivery and payment.

In a käteismarkkinat, the price of an asset reflects its current value, influenced by immediate supply and demand dynamics. Participants in these markets include individuals, corporations, and financial institutions trading a wide range of assets such as stocks, bonds, commodities, and currencies. The speed and certainty of settlement are key characteristics of cash market transactions, providing a transparent and direct way to manage investments and conduct business. The liquidity of the käteismarkkinat is crucial for price discovery and efficient allocation of resources.