Kreditsumma
Kreditsumma is a term used in Swedish financial practice to describe the total amount of credit available or extended under a loan or credit facility. The exact meaning depends on the contract and regulatory context, and it can refer to the approved limit or the drawn amount.
In consumer credit and cards, kreditsumma usually denotes the maximum amount the lender allows the borrower
In loans or lines of credit, kreditsumma can refer to the nominal amount granted or the current
In accounting and reporting, banks may present kreditsumma as the credit exposure or liability related to the
Example: A credit card is granted with a kreditsumma of 100,000 SEK. If 40,000 SEK is spent,