Korvauskelpoinen

Korvauskelpoinen is a Finnish term used in legal, administrative, and insurance contexts to describe a claim, loss, or expense that qualifies for compensation under a specific program or policy. The word combines korvaus (compensation) and kelpoinen (eligible), and its exact meaning depends on the terms of the applicable scheme, such as an insurance contract, social security benefit, or liability program. In practice, korvauskelpoisuus is determined by whether the event or cost falls within the scope of cover and whether it meets procedural requirements.

Common contexts for korvauskelpoisuus include motor vehicle and workplace accidents, where damages may be reimbursed by liability or collision insurance; health or social insurance for medical costs or sickness-related expenditures; and certain travel, accommodation, or disability-related costs covered by public or private benefits. Each program sets criteria for eligibility, including types of eligible losses, documentation requirements, time limits, and caps on payments.

The process typically involves filing a claim, submitting evidence such as receipts or incident reports, and an assessment by an insurer or the relevant authority. If the claim is approved, the payer compensates the eligible portion according to the policy terms; if denied, reasons are provided and, in some cases, the decision can be appealed.

Korvauskelpoisuus is distinct from related concepts describing reimbursement status in practice. It is primarily about whether a given loss or expense meets the eligibility criteria to receive compensation under a specific scheme.