Kahjukäsitlus
Kahjukäsitlus refers to the process of managing and resolving insurance claims. It begins when a policyholder reports an incident that may be covered by their insurance policy. The insurance company then assigns a claims adjuster to investigate the circumstances of the loss, determine liability, and assess the extent of the damage.
The adjuster gathers evidence, which may include police reports, witness statements, repair estimates, and medical records.
If the claim is approved, the insurance company will typically pay for repairs, replacement of damaged property,