Diskonttaustekijän
Diskonttaustekijä, often translated as discount factor or present value factor, is a crucial concept in finance and economics used to determine the current value of a future sum of money. It accounts for the time value of money, recognizing that money available today is worth more than the same amount of money in the future due to its potential earning capacity. The discount factor is typically calculated using a discount rate, which represents the required rate of return or the opportunity cost of capital.
The formula for the discount factor is 1 / (1 + r)^n, where 'r' is the discount rate per
Diskonttaustekijä is fundamental in various financial analyses, including net present value (NPV) calculations, investment appraisal, bond