3credit

3 Credit is a Russian credit rating agency that specializes in evaluating the creditworthiness of borrowers and issuers in the Russian market. Founded in 2004, the company has become one of the leading credit agencies in the country, providing a wide range of services to financial institutions, investors, and other market participants.

One of the main services offered by 3 Credit is credit scoring, which involves assigning a numerical score to borrowers and issuers based on their credit history, financial performance, and other relevant factors. The credit scores are then used by lenders to assess the risk of lending to a particular individual or entity, helping them make informed decisions about extending credit.

In addition to credit scoring, 3 Credit also provides credit reports, which are comprehensive documents that summarize a borrower or issuer's credit history, including past payment behavior, outstanding debts, and other relevant information. The agency also issues ratings for securities, such as corporate bonds and municipal bonds, which are used by investors to assess the creditworthiness of the issuer.

3 Credit is a member of the Russian Credit Bureau (RCB), a national association of credit bureaus that aims to promote the development of credit reporting in Russia. The agency's ratings and reports are widely recognized and used by financial institutions, investors, and other market participants in Russia and other countries. With its expertise and comprehensive services, 3 Credit has become an essential partner for those seeking to assess and manage credit risk in the Russian market.