työttömyyseläkettä

Työttömyyseläke, or unemployment pension, is a social security benefit in Finland designed to provide income support for individuals who are unemployed and have reached an age where it is difficult to re-enter the workforce. It is a form of old-age pension that can be granted before the general retirement age. Eligibility for työttömyyseläke is typically based on a combination of age and a significant period of unemployment. The specific age and unemployment duration requirements are set by Finnish law and can change over time.

The purpose of työttömyyseläke is to ensure a basic standard of living for older unemployed individuals who are unlikely to find new employment. It is administered by Kela, the Social Insurance Institution of Finland. To qualify, an individual generally must have exhausted their entitlement to unemployment benefits and meet certain age and contribution conditions. The pension amount is usually related to the individual's previous earnings and the length of their working history.

Receiving työttömyyseläke means that the individual is considered to be in a situation equivalent to retirement, and they are not expected to actively seek employment. The benefit aims to alleviate financial hardship and provide security for those facing long-term unemployment in their later working years. It is an important part of the Finnish social safety net, addressing the specific challenges of older workers in the labor market.