intressimäärades
Intressimäärades is a term used in Estonian economics and finance to refer to multiple interest rates and the way they vary across lending and saving opportunities. In general, an interest rate expresses the price of borrowing money or the return on saving over time, typically expressed on an annual basis. Rates can be nominal, stated without adjusting for inflation, or real, adjusted for expected inflation. They can also differ by product, term, and market segment.
Interest rates are shaped by a combination of policy, market conditions, and risk. Central banks influence the
Measurement and comparison rely on different concepts. The annual percentage rate (APR) includes explicit costs and
In Estonia, institutions such as banks and the Bank of Estonia publish rate series and provide guidance