diskonteerimise
Diskonteerimise is a methodological concept in finance and economics describing the process of converting future outcomes into their present value by applying a discount rate. The central idea is time preference: money or benefits available today are regarded as more valuable than the same amount in the future because of factors such as risk, investment opportunities, and uncertainty.
Calculation is typically done by aggregating discounted cash flows. For discrete periods, the present value of
Applications include corporate capital budgeting, asset pricing, pension planning, and environmental and public policy analyses where
Critics argue that discounting undervalues long-term or irreversible impacts, particularly for environmental and intergenerational issues. Debates