rekeningafschrift

Rekeningafschrift is a document issued by a bank that summarizes all transactions on a bank account over a defined period. It provides a formal record of inflows, outflows, and balances and is used for accounting, auditing, and verification purposes by individuals and organisations.

A typical rekeningafschrift contains the account holder’s name, bank details (such as the account number or IBAN), the period covered, and the opening and closing balances. It lists each transaction with date, a brief description or merchant name, the amount (credit or debit), and a running balance. Additional items may include interest earned, bank fees, charges, and reference numbers.

Formats and delivery methods vary. Many banks offer both paper statements and electronic statements. Electronic versions are often accessible via online banking portals, and can be downloaded as PDFs or CSV files, sometimes delivered by secure email or message alerts. The default frequency is usually monthly, but statements can sometimes be issued quarterly or on request.

Uses of rekeningafschrift include reconciling personal or business accounts, preparing financial statements, applying for credit, and fulfilling tax reporting or audit requirements. For businesses, it is a primary source for tracking cash flow and verifying transactions with suppliers and customers. Individuals use statements to monitor spending, detect unauthorized transactions, and manage budgets.

Security and privacy are important: statements contain sensitive financial information and should be stored securely and shared only through trusted channels. Banks may require identity verification for retrieval or copies of older statements.