KNF

KNF is an acronym that can refer to multiple organizations and concepts. The most widely used meaning in public administration is Komisja Nadzoru Finansowego, the Polish Financial Supervision Authority. Established in 2006 by consolidating several supervisory bodies, KNF serves as the central regulator for Poland’s financial sector, including banks, non-banking financial institutions, insurance, pension funds, and capital markets. Its duties include licensing and registration, ongoing supervision and risk assessment, on-site inspections, enforcement of financial regulations, and measures to protect investors and ensure market stability. The KNF operates as an independent statutory body supervised by Parliament and the government, and it coordinates with other authorities on issues such as anti-money laundering and financial crime prevention.

Beyond Poland, KNF is an acronym used in other languages and contexts to denote various organizations, commissions, funds, or technical terms. Because the same letters can stand for different full names, the precise meaning of KNF depends heavily on context, country, and field of discussion. In scholarly or official materials, the full form is typically given at first use to avoid ambiguity. This article focuses on the Polish regulator, while recognizing that KNF may have other widely used meanings elsewhere.